Business Loans

Start-Up Loan

Start-up loans are available to businesses yet to launch or those that have been trading for up to 12 months. This personal loan is normally up to a maximum of £10,000 for up to 5 years at a competitive rate of interest.

​The scheme, run with our partners at Business Gateway, provides free business planning prior to taking in monies ensuring applicants are in the best possible position to receive funding.

Business Loans Scotland

Loan capital for new and existing, small and medium sized businesses across Scotland. The public-private partnership fund aims to accelerate the growth of businesses and increase SMEs in Scotland. The gap funding can be met up to £100,000 but will not exceed 50% of total funding package.

Funding Circle

A loan scheme that provides access to finance for small to medium sized businesses through an integrated network of investors and businesses. Businesses can borrow anything from £5,000 to £1m.

The Enterprise Finance Guarantee Scheme

A loan scheme run by the British Business Bank, loans and finance options are provided to start up, scale up or stay ahead in business. Businesses can borrow loans from £1,000 to £1.2m.

Princes Scottish Youth Business Trust

The aim of the Prince's Scottish Business Trust is to provide core advice and professional support to 18-25 year olds in Scotland so they can set up and run their own business.

CEIS Business Finance

CEIS allows businesses to secure finance to fund their start up or growth - this scheme is in place to find solutions for small businesses and social enterprises that cannot access funds elsewhere. The loan can be provided up to £50,000.  

SME Loan Fund

Take out an interest-free SME loan for resource efficient measures and not only will you reduce your bills, you’ll receive 15% cashback. The SME Loan provides unsecured, interest free loans from £1,000 up to £100,000 for the installation of energy efficient measures such as lighting and heating upgrades, double glazing, insulation and much more.